Insurance Services for Solicitors’ Clients
Our teams are ready to assist Solicitors with:
- Commercial Property
- Residential Property
- Company, Commercial & Dispute
- Commercial Employment & Employee Benefits
- Family, Domestic & Personal Assets
Commercial Property
Commercial Property
Single or portfolio risks arranged quickly including…
– Privity of Contract extension
– Failure of Tenants’ Buildings Insurance extension
– Automatic property acquisition extension
Unoccupied Commercial property
Wide cover, arranged without delay
Environmental Liability for Vendors/Purchasers or Developers
Increasingly required for all but the simplest of development sites
Latent (Structural) Defect 10/12 year transferable property guarantees for Developers
Don’t rely on Architects Certificates – increases future saleability and the banks’ appetite to lend
Residential Property
Residential Landlords – single or portfolio
Property, Revenue and Liability
Household Buildings
Often required for imminent transactions
Unoccupied Residential property
Short or long-term unoccupancy
Company, Commercial & Dispute
Directors’ & Officers’ Liability (D&O)
Ensure directors and senior managers of client firms are protected against allegations of ‘wrongful acts’ from the likes of government bodies and quangos, competitors, employees, creditors, fellow-shareholders, environment agency, etc.
Corporate Liability
Extend standard D&O to provide Entity protection for ‘wrongful acts’
Legal Expenses
Property Protection, Bodily Injury, Loss of Licence, Statutory Licence and Tax Investigation covers
Key-Person Protection
Protect the business against the illness/death of a major principal/employee
Shareholder Protection
Allow shareholders to purchase the equity stakes of fellow shareholders in the event of death
Trade Invoice Credit protection
Protect the balance sheet against debtors
Kidnap & Ransom
Protects client firms and employees operating in the more dangerous parts of the world
Marine insurance
Protect international trade shipments
Performance Bonds
Often chosen as an alternative to large cash deposits
Commercial/Corporate general insurance
We can, of course, arrange the full range of commercial and corporate programmes
Commercial Employment & Employee Benefits
Employment Practice Liability
Defence costs and compensation awards for employment disputes and tribunals – more importantly allows you, their own solicitor, to act in their defence on behalf of client firms
Group Health, Permanent Health/Income Protection and Life Assurance
Provision of employment benefits
Family, Domestic & Personal Assets
Mid & High Net Worth Household Insurance including Legal Expenses
Catering for the larger houses, their contents and the valuables and personal possessions of your clients
Yachts and Marine Vessels
For those clients with leisure craft here or abroad
Life Assurance & Life Assurance in Trust
Life Assurance in all its forms – Term Assurance, Inheritance Tax 2nd Death, Mortgage Protection
Critical Illness
Many fatal diseases are now survivable but financial assistance at such a time often helps relieve the pressure
Health Insurance
For when reliance on the NHS may not be the best option for certain clients
Property insurance (including unoccupied) during probate
Arranged quickly without fuss
For Solicitors’ Own Protection
Professional Indemnity
Protect your business with comprehensive but competitive professional indemnity insurance to defend any professional negligence claims, catering for all your professional activities. Professional Indemnity insurance premiums continue to fall. Are you benefiting?
Office Buildings / Contents, Revenue & Liabilities:
Insurance for your office(s) buildings and/or contents, revenue protection, money, employers’ liability, public liability and products liability. Premiums have reduced significantly over the last few years – why not ask for a quote?
Business Cars / Fleet:
Ensure competitive coverage for your motor vehicles. Multi-vehicle policies for personally owned vehicles may also be catered for.
Directors’ & Officers’ Liability:
Protection against legal action for company directors and senior employees of limited companies and limited liability partnerships.
Commercial Legal Expenses / Employment Practice:
Cover for legal expenses as a result of employment disputes, bodily injury, property protection and tax investigations etc.
Quotations
To discuss your requirements and obtain a quotation, please contact:

Gary B Baxter Dip CII
Corporate Account Manager
Direct Dial: 01253 598957
Mobile: 07904 546274
Email: gary@rowlands-hames.co.uk