Independent Financial Planners

Helping you make the most of your money.

Welcome to Rowlands & Hames Financial Planning

Rowlands & Hames’ Financial Planning division provides independent financial planning advice for both private clients and business organisations.

Financial Planning services have become increasingly important as the number of investment, pension, protection and insurance products multiplies and financial decision-making becomes increasingly complicated.

R & H Financial Planning Limited, as an independent financial planner, is able to help guide you through the personal finance maze.

Visit Private Clients for individuals
Visit Business for firms and other organisations


As independent financial planners we are able select from all the products available in the marketplace – making sure you get the right product for your individual needs.

R & H Financial Planning Limited is an Appointed Representative of Rowlands & Hames Insurance Brokers Ltd which is regulated and authorised by the Financial Conduct Authority (FCA), which obliges us to provide advice most suited to your personal/business requirements and your risk outlook. When financial products are recommended you must take into account the benefits provided, charges, flexibility, service and financial strength.

We are obliged to offer what is termed ‘suitable advice’. This means that we must gain a full understanding of your circumstances and requirements before helping you to choose any financial products.

See also our FCA page

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