A business can have dozens of active customers and still be more dependent on a small part of its debtor book than it realises. The obvious example is a company where one or two customers account for a large share of outstanding invoices. But concentration risk can be less visible. Several separate customers may operate […]
Customer Concentration Risk and Trade Credit Insurance Read More »
A business can be profitable on paper and still find cash flow under pressure. Customers may be placing larger orders than ever before, but if they’re taking 60 or 90 days to pay, it can become harder to fund day-to-day trading. At the same time, the value of those unpaid invoices keeps growing, increasing the
Trade Credit Insurance and Invoice Finance How They Work Together Read More »
A customer asking for 60-day terms can look like a good sales opportunity. It can also shift a large part of the financial risk onto your business. The real question is not simply whether credit terms are common in your sector, but whether one unpaid debt would create a problem your business would genuinely feel.
When Should a Business Consider Trade Credit Insurance? Read More »
