A cheaper business insurance policy can look attractive at renewal, especially when costs are rising elsewhere. The problem is that price only tells part of the story. A lower premium may reflect a genuine saving, but it may also mean narrower cover, lower limits, higher excesses or conditions that make the policy less useful when […]
Why the Cheapest Business Insurance Policy Is Not Always the Best Fit Read More »
A business can be running normally at 9am and locked out of its systems by 9.15. That is why so many directors now ask, does cyber insurance cover ransomware attacks? The short answer is often yes, but not always in the way people expect, and not under every policy. Ransomware is one of the most
Does Cyber Insurance Cover Ransomware? Read More »
A business can grow steadily for years while its insurance barely changes at all. New services are introduced, turnover increases, contracts become larger and operations expand into new locations, yet the insurance programme often remains based on what the business looked like several years earlier. That is where problems begin. Many Small and Medium-sized Enterprises
Common Insurance Gaps SMEs Often Miss Read More »
A listed property can be one of a business’s strongest assets – and one of its most complicated risks. Insurance for listed buildings is not simply a standard property policy with a higher sum insured. If your premises have protected status, the cost of repair, the materials required and the level of oversight involved after
Insurance for Listed Buildings Explained Read More »
A ransomware attack does not need to steal money directly to become expensive. If your systems go down for two days, orders stop, staff cannot work, and customers begin to look elsewhere, the financial damage can build quickly. That is where cyber business interruption insurance explained properly becomes useful, because many businesses understand data breach
Cyber Business Interruption Insurance Explained Read More »
