Construction Insurance

Construction professional reviewing building plans on an active site

When Contractor Insurance No Longer Matches the Work You Do

A contractor can have all the familiar policies in place and still develop gaps in cover. The problem is often not that insurance was arranged badly in the first place. It is that the business has changed since then. A contractor that once worked on small domestic projects may now be taking on commercial contracts, […]

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Construction site with scaffolding, plans and safety equipment

Contract Works Insurance vs Public Liability Insurance

A burst pipe damages newly installed flooring shortly before a project is completed. On the same site, a visitor trips over stored materials and suffers an injury. Both incidents happen during the construction project, but they are not the same type of insurance loss. The damaged flooring may fall within contract works insurance because it

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Property developer meeting with an adviser to discuss construction insurance, risk and project planning

Construction Insurance Mistakes Developers Often Make

A delayed start, contractor insolvency, damage to neighbouring property or a design-related dispute can quickly put pressure on even a well-planned development. Yet many insurance problems do not arise because cover was unavailable. They happen because assumptions were made about who was responsible, what was insured or when protection should have been arranged. Some of

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Insurance adviser meeting a contractor about construction project cover at a desk with hard hats and a house model

Insurance Checks to Make Before a Construction Project Starts

A project can be well planned, well funded and run by experienced people, yet one theft, one site fire or one design allegation can still put the whole build under pressure. That is why knowing how to insure construction projects properly matters from the outset, not once work is already under way. In construction, insurance

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